Waukegan city is the biggest city and the seat of the County of Lake in Illinois State in USA. This city is part of the Metropolitan Area of Chicago and is situated about 35 miles to the north part of Downtown Chicago as well as 21 miles (34 km) from a border of the North Side of Chicago. The Census Bureau of USA estimated the population of Waukegan to be 88, 826 in 2013, making it the 9th most populated city within Illinois State. This city is a mainly a community of working class residents with a vast population of middle class residents.
Waukegan city is situated along the shoreline of Lake Michigan approximately 40 miles (64 km) to the north of the downtown Chicago. It’s the home of the popular Genesee Theatre, the movie palace and concert hall that was opened in the late 1920s, closed in the late 1980s but was reopened in the year 2004.
Waukegan Car Insurance Information
On the list containing cities of Illinois State with the most expensive auto insurance rates, Waukegan City is ranked at the21st position. Car owners of Waukegan city pay $42 more in auto insurance premiums than auto insurance average of the entire state and $300 more as compared to the national auto insurance average.
The average annual auto insurance rates of Waukegan city is approximately $1,200/ year whereas the national auto insurance average is about $900. As a result, it’ mandatory for car owners of Waukegan to compare car insurance quotes from various insurance firms in Waukegan when purchasing car insurance policies. This is specifically why we are the perfect fit for you. We help you obtain the cheapest auto insurance rate in Waukegan so that you make significant savings on auto insurance premiums in return.
The table below clearly indicates the average costs of auto insurance of Waukegan City, Illinois State and national average.
CHEAPEST CAR INSURANCE COMPANIES IN Waukegan
With an aim of determining the auto insurance companies that have the cheapest rates in Waukegan city, we compared rates of different car insurance firms in this city. The rates of auto insurance change depending on sex or age of the driver but the greatest factor that tend to affect cost is variability in insurance quotes of companies. In Waukegan City, for instance, the firm with the highest auto insurance rate was The Hartford with an annual rate of $1,532 while the firm with the lowest quote was American Insurance with a rate of $1256. For this reasons, we strongly advise our clients and vehicle owners of Waukegan to obtain auto insurance quotes form a minimum of 3 companies and then compare the rates.
In order to make things even easier for you, we’ve listed the top 10 cheapest auto insurance firms in Waukegan city together with their annual rates in the following table;
Rate | Car Insurance Company | Annual Insurance Rate |
---|---|---|
1 | American Insurance | $1256 |
2 | Erie National | $1275 |
3 | Travelers | $1348 |
4 | American Insurance | $1367 |
5 | Auto-Owners | $1411 |
6 | 21st Century | $1435 |
7 | American Family Insurance | $1448 |
8 | AAA Insurance | $1463 |
9 | The Hartford | $1532 |
Waukegan Car Insurance Rate by Zip Code
The table above contains that data of various zip codes of Waukegan as well as their rates of auto insurance. We are attempting to show how a change in zip code tends to affect the rate of car insurance in Waukegan. For instance, we can clearly note that the average rate of car insurance for 30 year old male drivers at 60087 zip code is $1351 whereas the average car insurance rate for the same drivers at 60079 zip code moves up to reach $1400. We can clearly note that there is an annual price increase of approximately $49, when there is a change in zip codes within Waukegan city. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Waukegan, Illinois. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap auto insurance in Waukegan by helping you choose the correct zip code.
Zip Code | Average Car Insurance Rates | Highest Rate | Lowest Rate |
---|---|---|---|
60079 | $1400 | $1912 | $888 |
60085 | $1380 | $2154 | $709 |
60087 | $1351 | $2247 | $709 |
Waukegan CAR INSURANCE RATES BY AGE
Age | Average Annual Rates |
---|---|
70 | $1337 |
60 | $1100 |
50 | $1031 |
40 | $1145 |
30 | $1174 |
20 | $1706 |
Teenagers | $4823 |
The table below contains data that compares the average rate of auto insurance in Waukegan for various age groups. We’re attempting to give an explanation of how the rates of auto insurance gender change with the driver’s age. For instance, the average auto insurance rate in Waukegan for a 20 year old driver is $1,706 whereas the average rate of insurance for drivers in their 30s decreases to reach $1,174. This clearly indicates that the average auto insurance rate in Waukegan tends to decrease as age of the driver increases. However, despite the fact these rates continue to decrease as the driver’s age increase, drivers should anticipate a slight increase as they move from their 60s to 70s.
Additionally, in the city of Waukegan, drivers experience significant decrease in their premium on reaching their 20s, since they pay $3,117 less on average once they move from the teenage age group. Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Waukegan.
MINIMUM CAR INSURANCE REQUIREMENT IN Waukegan
Insurance type | Waukegan minimum requirement |
---|---|
Underinsured motorist BI | $40,000/ accident or $20,000/ person |
Property damage | $20,000 |
Bodily injury liability (per accident/person) | $50,000/ accident or $25,000/ person |
Waukegan city requires car insurance with the minimum protection from bodily injury of $25,000 for every person or $50,000 for every accident as well as $20,000 for the property damage in every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible.
Top car insurance agents in Waukegan
Freeway Insurance
701 N Lewis Ave, Waukegan, IL 60085
freewayinsurance.comIllinois Vehicle Auto Insurance
3035 Belvidere Rd, Waukegan, IL 60085
illinoisvehicle.comTalro Auto Insurance
1055 N Green Bay Rd, Waukegan, IL 60085
www.talro.comAlamo Insurance and Financial Services
2744 Grand Ave, Waukegan, IL 60085
www.alamoinsurance.usNauta Insurance Agency Inc.
2111 Washington St, Waukegan, IL 60085
www.nautainsuranceagency.comEldridge Insurance Agency
318 S Green Bay Rd, Waukegan, IL 60085
statefarm.comWise-way
2216 Grand Ave, Waukegan, IL 60085
www.wise-way.comTim Vinson
2730 Grand Ave, Waukegan, IL 60085
statefarm.comManuel Torres
1528 Washington St, Waukegan, IL 60085
statefarm.comWaukegan IL DEMOGRAPHY
About Waukegan
- Population 86,792 (2018)
- Land Area 63.22 km2
- Per Capita Income of Waukegan, IL USD 17,368
- Population Density 3645 per sq. miles
- Longitude 87.87° W
- Latitude 42.37° N
- Area code 224, 847