Cheap car insurance in Springfield, IL

Springfield city is the State capital of Illinois State and the seat of the county of Sangamon. According to the national census of 2010, the population of Springfield was 116,250, making it the 6th most populated city in Illinois State and the biggest city of Central Illinois. This population had increased in 2013 to reach 117,006. In addition, there are more than 211,700 people living within the Metropolitan Statistical Area of Springfield, which includes Menard county and Sangamon County. Downtown of Springfield has a large dome that’s decorated with historical figure statues and stained glass.

Springfield Car Insurance Information

Chicago city is considered to be the most populated state in Illinois State and the 3rd most populated city in USA. In 2018, the population of this city was estimated to be 2,705,994. In addition, Chicago city is the most populated city in Midwestern USA. Chicago city is the seat to Cook County, which is the 2nd most populated county in USA, with some portions of northwest city extending into the county of DuPage near the Airport of O’Hare. Chisago is often known as Chicagoland, since it’s the main city in the metropolitan area of Chicago.

CHEAPEST CAR INSURANCE COMPANIES IN Springfield

With an aim of determining the auto insurance companies that have the cheapest rates in Springfield city, we compared rates of different car insurance firms in Springfield. The rates of auto insurance change depending on sex or age of the driver but the greatest actor that tend to affect cost is variability in insurance quotes of companies. In Springfield City, for instance, the firm with the highest auto insurance rate was Safeco with a rate of $2,520 while the firm with the lowest quote was Erie with a rate of $1128. For this reasons, we strongly advise our clients and vehicle owners of Springfield to obtain auto insurance quotes form a minimum of 3 companies and then compare the rates.

In order to make things even easier for you, we’ve listed the top 6 cheapest auto insurance firms in Springfield city together with their annual rates in the following table;

Rate Car Insurance Company Annual Insurance Rate
1 Erie $1128
2 Progressive $1236
3 COUNTRY Financial $1692
4 Travelers $1788
5 Safeco $2520

Springfield Car Insurance Rate by Zip Code

The table above contains that data of various zip codes of Springfield as well as their rates of auto insurance. We are attempting to show how a change in zip code tends to affect the rate of car insurance in Springfield. For instance, we can clearly note that the average rate of car insurance for 30 year old male drivers at 62791 zip code is $1126 whereas the average car insurance rate for the same drivers at 62701 zip code moves up to reach $1400. We can clearly note that there is an annual price increase of approximately $274, when there is a change in zip codes within Springfield city. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Springfield, Illinois. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap auto insurance in Springfield by helping you choose the correct zip code.

Zip Code Average Car Insurance Rates Highest Rate Lowest Rate
62701 $1400 $1912 $888
62711 $1380 $2154 $709
62715 $1351 $2247 $709
62736 $1235 $1875 $629
62791 $1126 $1623 $629

Springfield CAR INSURANCE RATES BY AGE

Age Average Annual Rates
70 $1194
60 $992
50 $932
40 $1039
30 $1067
20 $1523
Teenagers $4219

The table below contains data that compares the average rate of auto insurance in Springfield for various age groups. We’re attempting to give an explanation of how the rates of auto insurance gender change with the driver’s age. For instance, the average auto insurance rate in Springfield for a 20 year old driver is $1,523 whereas the average rate of insurance for drivers in their 30s decreases to reach $1,067. This clearly indicates that the average auto insurance rate in Springfield tends to decrease as age of the driver increases. However, despite the fact these rates continue to decrease as the driver’s age increase, drivers should anticipate a slight increase as they move from their 60s to 70s.

Additionally, in the city of Springfield, drivers experience significant decrease in their premium on reaching their 20s, since they pay $2696 less on average once they move from the teenage age group. Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Springfield.

MINIMUM CAR INSURANCE REQUIREMENT IN Springfield

Insurance type Springfield minimum requirement
Underinsured motorist BI $40,000/ accident or $20,000/ person
Property damage $20,000
Bodily injury liability (per accident/person) $50,000/ accident or $25,000/ person

Springfield city requires car insurance with the minimum protection from bodily injury of $25,000 for every person or $50,000 for every accident as well as $20,000 for the property damage in every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible.

Top car insurance agents in Springfield

Rezin Insurance Group

5 Red Bud Ln, Springfield, IL 62712

www.rezininsurance.com

Insurance Agent; Jeff Burtis

3109 E Atlanta, Springfield, IL 62702

statefarm.com

Insurance Agent; Kate Young

315 Chatham Road Suite 102, Springfield, IL 62704

statefarm.com

Bailey Family Insurance Services

3013 S 6th St, Springfield, IL 62703

www.baileyfamilyinsurance.com

Jerry Commean; Farmers Insurance

2160 S 6th St Ste E, Springfield, IL 62703

agents.farmers.com

Bryan Bridges; American Family Insurance

1128 S 5th St, Springfield, IL 62703

agent.amfam.com

Freeway Insurance

3430 Freedom Dr, Springfield, IL 62704

freewayinsurance.com

Prairie State Insurance Inc.

430 E Vine St, Springfield, IL 62703

prairiestateins.com

Acceptance Insurance

3067 S Dirksen Pkwy, Springfield, IL 62703

acceptanceinsurance.com

Springfield IL DEMOGRAPHY

About Springfield

Springfield city is the State capital of Illinois State and the seat of the county of Sangamon. This city is located in the center of Illinois State and lies in the plain and valley near River Sangamon. One very popular resident of this city was the former president of USA, Abraham Lincoln. Abraham Lincoln lived in Springfield city between 1837 and 1861, after he became the president of the United States. The main tourist draws of this city include many sites that are linked with Lincoln such as his presidential museum and library, his tomb in the Cemetery of Oak Ridge and his home.
  • Population 114,694 (2018)
  • Land Area 171.91 km2
  • Per Capita Income of Springfield, IL USD 23,324
  • Population Density 1925.6 per sq. miles
  • Longitude 89.65° W
  • Latitude 39.8° N 
  • Area code 217