Cheap car insurance in Joliet, IL

Joliet city is located in the counties of Kendall and Will in Illinois State, USA. It’s situated about 48 km (30 miles) to the south-west of Chicago city. It’s the seat of the County of Will and a main part of southwest metropolitan area of Chicago. According to the national census of 2010, the population of Joliet was 147,433, making it the 4th largest city of Illinois State. This population had increased in 2018 to reach 150,405. Apart from having a very diverse population, Joliet city has a flourishing business community too. This city boasts 2 casinos, Route 66 Raceway, the Theatre of Rialto Square and Chicagoland Speedway.

Joliet Car Insurance Information

On the list containing cities of Illinois State with the most expensive auto insurance rates, Joliet City is ranked at the 13th position. Car owners of Joliet city pay $137 more in auto insurance premiums than auto insurance average of the entire state and $395 more as compared to the national auto insurance average.

The average annual auto insurance rates of Joliet city is approximately $1,295/ year whereas the national auto insurance average is about $900. As a result, it’ mandatory for car owners of Joliet to compare car insurance quotes from various insurance firms in Joliet when purchasing car insurance policies. This is specifically why we are the perfect fit for you. We help you obtain the cheapest auto insurance rate in Joliet so that you make significant savings on auto insurance premiums in return.

The table below clearly indicates the average costs of auto insurance of Joliet City, Illinois State and national average.

CHEAPEST CAR INSURANCE COMPANIES IN Joliet

With an aim of determining the auto insurance companies that have the cheapest rates in Joliet city, we compared rates of different car insurance firms in this city. The rates of auto insurance change depending on sex or age of the driver but the greatest factor that tend to affect cost is variability in insurance quotes of companies. In Joliet City, for instance, the firm with the lowest quote was Erie with a rate of $1188. For this reasons, we strongly advise our clients and vehicle owners of Joliet to obtain auto insurance quotes form a minimum of 3 companies and then compare the rates.

In order to make things even easier for you, we’ve listed the top 6 cheapest auto insurance firms in Joliet city together with their annual rates in the following table;

Rate Car Insurance Company Annual Insurance Rate
1 Erie $1188
2 Progressive $1320
3 COUNTRY Financial $1704
4 Liberty Mutual $2040

Joliet Car Insurance Rate by Zip Code

The table above contains that data of various zip codes of Joliet as well as their rates of auto insurance. We are attempting to show how a change in zip code tends to affect the rate of car insurance in Joliet. For instance, we can clearly note that the average rate of car insurance for 30 year old male drivers at 60431 zip code is $1126 whereas the average car insurance rate for the same drivers at 60436 zip code moves up to reach $1400. We can clearly note that there is an annual price increase of approximately $274, when there is a change in zip codes within Joliet city. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Joliet, Illinois. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap auto insurance in Joliet by helping you choose the correct zip code.

Zip Code Average Car Insurance Rates Highest Rate Lowest Rate
60436 $1400 $1912 $888
60435 $1380 $2154 $709
60434 $1351 $2247 $709
60433 $1235 $1875 $629
60432 $1126 $1623 $629
60431 $1126 $1623 $629
60586 $1126 $1623 $629

Joliet CAR INSURANCE RATES BY AGE

Age Average Annual Rates
70 $1337
60 $1100
50 $1031
40 $1145
30 $1174
20 $1706
Teenagers $4823

The table below contains data that compares the average rate of auto insurance in Joliet for various age groups. We’re attempting to give an explanation of how the rates of auto insurance gender change with the driver’s age. For instance, the average auto insurance rate in Joliet for a 20 year old driver is $1,706 whereas the average rate of insurance for drivers in their 30s decreases to reach $1,174. This clearly indicates that the average auto insurance rate in Joliet tends to decrease as age of the driver increases. However, despite the fact these rates continue to decrease as the driver’s age increase, drivers should anticipate a slight increase as they move from their 60s to 70s.

Additionally, in the city of Joliet, drivers experience significant decrease in their premium on reaching their 20s, since they pay $3,117 less on average once they move from the teenage age group. Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Joliet.

MINIMUM CAR INSURANCE REQUIREMENT IN Joliet

Insurance type Joliet minimum requirement
Underinsured motorist BI $40,000/ accident or $20,000/ person
Property damage $20,000
Bodily injury liability (per accident/person) $50,000/ accident or $25,000/ person

Joliet city requires car insurance with the minimum protection from bodily injury of $25,000 for every person or $50,000 for every accident as well as $20,000 for the property damage in every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible.

Top car insurance agents in Joliet

John Wright

1050 Essington Rd Ste A, Joliet, IL 60435

statefarm.com

Iv-Joliet Auto Insurance

1105 W Jefferson St, Joliet, IL 60435

illinoisvehicle.com

Talro Auto Insurance

819 W Jefferson St, Joliet, IL 60435

www.talro.com

Accurate Auto Insurance Joliet

1800 W Jefferson St, Joliet, IL 60435

accurateautoins.com

Amigo Insurance

553 Collin St, Joliet, IL 60432

www.amigoinsurance.com

Michael Arias; American Family Auto Insurance

900 W Jefferson St, Joliet, IL 60435

agent.amfam.com

Freeway Insurance

457 E Cass St Unit A, Joliet, IL 60432

freewayinsurance.com

Steven Hays; Farmers Insurance

407 W Jefferson St Ste D, Joliet, IL 60435

agents.farmers.com

Robert Egizio; Farmers Insurance

1910 Essington Rd, Joliet, IL 60435

agents.farmers.com

Joliet IL DEMOGRAPHY

About Joliet

Joliet city is located in the counties of Kendall and Will in Illinois State, USA. It’s situated about 48 km (30 miles) to the south-west of Chicago city. It’s the seat of the County of Will and a main part of southwest metropolitan area of Chicago. With an estimated population of 148,262 people, Joliet city has preserved most quaint mementos since the days of the Route 66 such as Rialto Theater, Route 66 Drive-in and the Welcome Station of Route 66.
  • Population 148,099 (2018)
  • Land Area 168.6 km2
  • Per Capita Income of Joliet, IL USD 24,374
  • Population Density 2301 per sq. miles
  • Latitude 41.52° N 
  • Longitude 88.15° W
  • Area code 779, 815